Using a fee free mortgage broker means [...] If you have no children, a clean credit record and two incomes some lenders may lend a little bit more. Good question. If a lender is using their affordability calculator will calculate the amount you can borrow based on factors like, if you have dependants and your credit record. You could use a comparison service to help you search for a deal however the information does vary between services and they don’t search the whole of the market. How much can I borrow for a mortgage?
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