Substituting 15% interest on a credit card for 6.4% interest on a mortgage does sound enticing. Before agreeing to a home refi, it is important to analyze your situation and consider the following pros and cons. Many Americans with large credit card balances find themselves frustrated with the interest and fees they are paying each month. The Pros and Cons of a Mortgage Refinancing But the situation is more complicated than it sounds. A home refi can be a good way to pay off your credit cards and lower [...] Credit cards are unsecured debts.
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