Even more if your balance or interest rate is higher.What is silly is that many people who are paying 18% interest rates [...] The Proper Use Of Credit Cards That brings your interest charge total up to $1400-1600 each year. But then people continue the habit of living off their credit cards and get right back into debt again.So what is the answer to America’s growing debt problem? It is so easy to spend and it is right there. Don’t buy something now and expect the big end of year bonus to pay off your credit card.
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